Commercial Mortgages

Commercial Mortgage Specialists

Are you a business owner looking for commercial property finance solutions to leverage your business resources? We’ve got everything you need and more!

When it comes to operating a business, the importance of owning your own commercial property to manage your business operations is significant. Offering a range of benefits like long-term stability and security, a commercial property can prove to be a valuable asset in the long run. Furthermore, it can also provide your business with a sense of permanence that can prove to be an effective attraction for clients and employees alike.

However, purchasing a commercial property can be a complex and daunting process that requires a significant amount of funding. That’s where commercial property finance comes into the picture.

As one of the leading commercial finance brokers in the UK, we aim to provide you with all the resources and expertise you need to secure the most suitable commercial mortgage loan for you. Bringing you a range of commercial mortgage options with rates, terms and conditions tailored to meet your business needs, we’ve got you covered.

With our team of experts always available to answer all your questions, we can provide you with the guidance you need to secure funding for your commercial property.

To learn more about our commercial mortgage loans, get in touch with us and let us help you achieve your business goals effectively.

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What are Commercial Mortgages?

A commercial mortgage loan is typically used to fund the purchase or refinance of commercial and semi-commercial properties. Ranging from office buildings to warehouses to retail spaces, commercial property finance is an excellent way to maximise your business resources.

Unlike residential mortgages, commercial property finance is more personalised for your business needs. With longer terms, larger loan amounts and comparatively higher interest rates, commercial mortgages offer several advantages to businesses.

In general, there are 2 types of Commercial Mortgages:

Owner Occupied

The purchase or refinance of the property where the company is currently operating, or the purchase of a new property to move to and operate from.

Commercial Investment

The purchase or refinance of commercial or semi-commercial property which will be rented to another company to operate from – essentially a commercial Buy To Let.

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Benefits of Commercial Mortgages

Getting a commercial mortgage loan to purchase or refinance a property can offer a whole lot of benefits. From tax advantages to easing liquidity problems, let us explore what more you can gain from commercial property finance:

Spread out costs

One of the most crucial benefits of getting a commercial mortgage loan is the fact that it can help you spread out your purchasing costs over a longer period. This not only allows you to manage your cash flow more efficiently but also significantly reduces your liquidity problems.

Tax benefits

Commercial property finance can offer several tax benefits to companies, allowing them to save a lot of money. For example, by deducting your interest payment from your taxes, you can reduce the overall cost of the mortgage while also leveraging the commercial property for business use.

Asset appreciation

It is a well-known fact that a commercial property can be a valuable investment that only appreciates with time. With the increase in the property’s value, you can use it as collateral for business loans or sell it for a profit. Thus proving to be more beneficial in the long run.

Find out how one of our healthcare clients released funds from their business and property through a commercial mortgage.

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Why Choose Knights Row?

Now that you know all about the importance and benefits of a commercial mortgage loan, it’s time to find out why Knights Row is the right option for you.

As one of the leading commercial finance brokers in the UK, we are committed to providing you with the best commercial financial advice and solutions. Although there may be a number of options available in the market, what sets us apart is our expertise, experience and service quality.

With years of experience in commercial property finance, we have worked with businesses of all shapes and sizes. Allowing several organisations to find the best financial solutions for their unique business needs. With greater access to exclusive lenders in the market, we can help businesses secure all the funding they need.

Commercial Mortgages